Introduction

Credit Inspiration ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our loan analysis tool.

Information We Collect

Information You Provide

When you use our loan analysis tool, you may provide:

• Loan details (type, amount, interest rate, term, fees)
• Calculation preferences (payment frequency)

Automatically Collected Information

We may automatically collect certain technical information, including:

• Browser type and version
• Operating system
• IP address (anonymized)
• Pages visited and time spent
• Referring website

How We Use Your Information

We use the information we collect to:

• Perform loan analysis calculations
• Provide you with predatory lending assessments
• Improve our service and user experience
• Analyze usage patterns and trends (aggregated data only)
• Maintain security and prevent abuse

Data Storage and Security

Your loan analysis data is stored locally in your browser and on our servers only if you choose to save your analysis. We implement appropriate technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction.

Data Retention

Saved loan analyses are retained for historical reference. You can request deletion of your saved analyses at any time. Anonymized usage statistics may be retained indefinitely for service improvement purposes.

Cookies and Tracking

We use essential cookies to maintain your session and preferences. We do not use third-party advertising cookies. You can disable cookies in your browser settings, though this may limit some functionality.

Third-Party Services

Our website uses the following third-party services:

• Tailwind CSS CDN: For styling (cdn.tailwindcss.com)
• Alpine.js CDN: For interactivity (unpkg.com)
• Chart.js CDN: For data visualization (cdn.jsdelivr.net)

These services may collect their own usage data according to their respective privacy policies.

Your Rights

You have the right to:

• Access your saved loan analyses
• Request deletion of your data
• Opt-out of data collection (by not using the save feature)
• Receive a copy of your data

Children's Privacy

Our service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify users of any material changes by updating the "Last Updated" date at the top of this policy.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please use the contact information provided on our website.